If we proceed from the fact that every day, on average, each employee produces products (or provides services) for 12.6 thousand tenge, then the annual losses of employers amount to about 370 billion tenge. Thus, according to statistics, in Kazakhstan annually more than 2.6 million employees issue sick leave certificates due to temporary disability. The main benefit from the introduction of medical insurance is to reduce production losses associated with temporary disability of workers. Since this model provides undeniable economic benefits for the business through cost reduction, production growth and increased profit for the enterprise. With the introduction of compulsory health insurance, this social package will become an affordable and universal advantage for all participants in the labor market, which will simplify the solution of personnel problems.įor example, in countries with developed economies, high levels of labor productivity, they preferred the model of compulsory medical insurance.
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In addition, it should be noted that the contributions of employers and employees will be directed, first of all, to expand the primary health care system, prevent diseases in order to reduce hospitalizations, and accordingly reduce the loss of working time due to effective outpatient care.Īt the same time, today in the labor market, only a part of employers can offer their employees a full social package, including medical insurance, using this as an advantage in attracting highly qualified personnel.
In the context of social medical insurance, all the costs of treatment, care and rehabilitation for a sick worker are covered by the Medical Insurance Fund. Not having sufficient personal funds to pay for medical services, he applies for material assistance to his employer and the staff of the enterprise, which entails significant material costs for all parties.
Insurance medicine will enable your employees, regardless of their income, to receive the entire volume of medical care, including both routine inpatient care and drug provision, as well as highly specialized medical services, rehabilitation support, consulting and diagnostic assistance, nursing care and palliative care.įor example, if your employee is seriously ill today, he needs expensive treatment and is forced to take long sick leave.
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